Retirees and Near Retirees
Retirees and Near Retirees
People in or near retirement usually need to make the best financial decisions of their lives. Often there will be no second chance to create, or fund, the best plan. At Adams-Hansen & Associates, we develop income and investment plans that seek to maximize the after tax benefit of your income. We add to that as many “safety valves” as is reasonable in an attempt to insure your income lasts as long as you do. After we have that in place, we seek to position and protect your overall asset base so you can effectively transfer what remains of your assets, when you are no longer in need of them. Many retirees take advantage of these and other tools and techniques: Professional plan design, Individual retirement accounts, Brokerage accounts, Professional asset allocation, Mutual Funds, annuities and other pooled investments, Direct Equity, Tax and risk effective income planning Insurance for life, disability or long term care, Will and Trust development and review, 1031 Exchanges Trusts for the management and tax efficient transfer of family wealth, Sale of Appreciated Assets, Charitable Trusts and Foundations, Reviewing current life insurance policies, funding and ownership to seek reduced cost or enhanced benefits.